With all the offers of mortgage refinancing by local mortgage companies, we share some thoughts on the subject and invite subject matter specialists to add their advice. A mortgage refinance usually refers to the replacement of an existing mortgage with another mortgage under different terms. The mortgage refinance can either be with the existing bank[...]

The challenge of securing middle class housing where the potential homeowner does not qualify for low income assistance and cannot afford the inflated, unregulated prices requested by some sellers is one which has been with us for the last 20 years or more. The Prime Minister in April 2013 announced the latest subsidy to the[...]